Conforming loan limits and their affects in Oakland and Berkeley Hills real estate

Loan amounts fall into two main categories, Conforming and Jumbo.   Conforming loans have a limit up to $729k.  Jumbo loans are all loans over $729k.  Until recently the Conforming loan amount was all the way down in the $400’s.  As an economic stimulus the Congress temporarily increased the Conforming loan limit to $729 through January […]

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