How to buy a home in Oakland CA

Buying a home for the first time can be intimidating to say the least.  There are 3 basic phases to the home buying process and each have plenty of costly pitfalls to avoid.  Becoming an educated home buyer before you begin the home buying process will substancially increases your ods of successful outcome.  

I offer a free “Home Buyers-101” seminar to help you understand the complete home buying process.  The sit down is complementary and is not a commitment to work together.  It will however give us a chance to meet one another and will give you a comprehensive overview of the entire home buying process. 

Only after you are comfortable and up to speed on the current real estate climate will you be able to determine if now is the right time to become a home owner.  Fell free to take a look at the Home Buying Flow Chart. 

 

the home buying process at a glance.

buyers_101_steps_graphic 

My Buyers-101 will cover all of the following:  

Phase 1: Market Education

  • Neighborhoods
  • Property values
  • Rules of agency
  • Types of homes
  • Fixer properties
  • Foreclosures
  • REO’s
  • House hunting
  • Loans
  • Pre-approvals
  • Closing costs
  • Sunday Open Homes
  • Disclosures

Phase 2: Structuring an Offer 

  • The contract
  • Offers in competition
  • Contingencies
  • Timelines
  • The inspection process
  • Deposits
  • Pre Approval letters
  • Picking your price
  • Negotiations
  • Acceptance, now what

Phase 3: Escrow  

  • Your good faith deposit
  • Clear title reports
  • Title insurance
  • Homeowners insurance
  • Permits, disclosures, repairs
  • Inspection process
  • Appraisal process
  • Underwriting process
  • Removing Contingencies
  • Closing process

 

The timing of a home sale transaction

buyers_101_page_timeline_graphic

 

Would you like to know about local homes for sale? 

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